For self-sponsored residencies like Golden and Green visa in Dubai, are companies liable to offer health insurance to those on the payroll? As far as companies are concerned, other than salaries, what must they offer to employees on self-sponsored visas? Response: Pursuant to your queries, it is assumed that you are holder of a Golden or Green visa residency in the UAE and as you are employed by a private mainland company.
Moreover, In the UAE, an employer may obtain a work permit for an individual who is already holding a Golden Visa. “Subject to the provisions of Article 6 of the Employment Law, the types of work permits shall be determined as follows: Further, an employer may also grant work permit for the residents who are holding a Green Visa. In the UAE, it is the responsibility of the employer to grant health insurance facility to its employees.
This is in accordance with Article 13 (8) & (9) of the Employment Law, which states: Bear healthcare costs in accordance with the legislation in force in the UAE. The Dubai Health Insurance Law too stresses on the employer’s obligation to provide health insurance facility to the employees. This is in accordance with Article 10 of the Dubai Health Insurance Law, which states,
- Provide health insurance coverage for employees, in accordance with the health insurance policy applicable.
- Bear the health services and medical intervention costs in emergencies for any of the employees, if any of them has no health insurance in accordance with the provisions of this law.
- Provide the health insurance policy upon the employees’ residence issuance or renewal. Based on the aforementioned provisions of law, an employer should provide you with the health insurance facility.
