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Commercial Bank of Dubai (CBD)

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Commercial Bank of Dubai (CBD) is an UAE bank and financial institution headquartered in Deira, Dubai. With nearly $23 billion in assets, Gulf Business reported as the seventh-largest private bank in the UAE based on overall assets.

It also forms part of the Dubai Financial Market. It has branches in all major areas of the UAE.

As for the industry, it is the fifth largest in size after banks like Emirates, Sharjah, Bisham and Abu Dhabi. It provides a number of financial products, including commercial loans, commercial real estate financing, corporate funding, infrastructure development and project financing.

It also deals with other things, such as payment systems and remittance services. Some of its branches are located in Dubai itself, while others have their head offices outside of the emirate.

In addition to all this, the commercial bank of Dubai also has a large number of investment branches throughout the country. This includes locations in Dubai itself and at a few other locations offshore. .

Its shares trade on the Dubai exchange. These branches deal in a variety of financial products, such as commercial loans, commercial real estate financing, corporate funding, infrastructure development and project financing.

What Commercial bank of Dubai is doing for small businesses?

The commercial bank of Dubai also helps small businesses to establish and grow. They provide loans and trading facilities for the start-up of businesses and they also take over management of bankrupt ones. They also offer commercial property placement and business counselling.

However, the commercial bank of Dubai does not just aid business people. Individuals can also do many things through them. For instance, you can hold your wedding in their premises. You can also get a mortgage from them. Also, it is easy for you to buy property or land from them and even set up your own business here.

What Commercial bank of Dubai is offering?

One of the most important services that the commercial bank of Dubai offers mortgages. They offer the best rates in the market. Besides, the commercial bank of Dubai also deals with people who want to buy or sell properties. So, whether you want to purchase a house or a commercial building, you can do so through them.

For instance, if you are interested in purchasing a property, but you are not very sure about your choice, then you can consult the commercial bank of Dubai. They will examine your requirements and then tell you what kind of property you can buy.

They will also let you know how much money you will need so that you can finance the purchase. They will even discuss the terms and conditions of the loan with you. After which, if you agree to the terms, you can apply for a commercial loan.

Now, this is just an example of the services offered by the commercial bank of Dubai. There are many other fields including financial services, real estate and foreign trade. If you want to expand your business in Dubai, all you have to do is ask for their help.

What Commercial bank of Dubai (CBD) is offering for their customers?

The next thing you should know is what they offer for their customers. Basically, they will offer anything that will benefit their customers. For instance, they will guide you on how to manage your business more efficiently.

In addition to that, they will also offer you training in order for you to succeed in your business venture. Plus, if you have no idea how to run your business successfully, then you can take training from their professionals. This will allow you to be successful in the field of business.

How to purchase property with Commercial bank of Dubai (CBD)?

The third thing that you should know about the commercial bank of Dubai is how easy it is to purchase property. Unlike many countries, you will not need to wait for years before you can own a property in Dubai.

In fact, you can purchase a property in Dubai within three months. All you have to do is to find a reliable property broker and make sure that you have the required documentation. Once you have everything all set up, you can purchase the property. However, if you have an Arab Emirates or UAE credit card, you can use it immediately after you close the deal.

Stability of Commercial bank of Dubai.

A fourth thing that you should know about the bank is how stable it is. Unlike other countries where there are a lot of risks involved when it comes to the property market, the business market in Dubai does not face any risks.

Therefore, you can already invest your money in order to improve the efficiency of your business.

Commercial bank of Dubai offers tax concession?

Last but not least, the commercial bank of Dubai (CBD) offers great benefits in terms of tax concession. You will be able to save a lot of money every year due to tax concession. This will help you acquire more profit because you will be enjoying high profits.

Therefore, purchasing property in Dubai becomes a very easy affair for you. You just need to have all the necessary documents ready and start searching for a business that will help you earn success in this city.

Also Read: Top 5 computer monitoring software in 2021

Understanding the Way Commercial Banking Services Are Offered

Commercial Bank of Dubai is an UAE bank and financial institution headquartered in Deira, Dubai. With over $23 billion in assets, Gulf Business placed Dubai as the seventh-largest private bank in the UAE, according to current assets. It also features in the Dubai Financial Market Index.

Like all other Dubai banks, it offers a range of services to its customers, including

  • Offshore banking,
  • Vehicle registration and licensing,
  • Banking checks and remittances,
  • High yield savings accounts,
  • Foreign exchange trading,
  • Personal loans, business banking etc,.

At this point, you should have a good idea about what Commercial Bank of Dubai has to offer to individuals and companies.

A brief outline of its services and products is as follows:

Commercial Bank of Dubai offers its customers services like

  1. Cheque and deposit handling,
  2. Debiting and payroll services,
  3. Foreign currency exchange and credit card machines.

 It does not, however, operate in any of the casinos. It accepts all major credit cards and debit cards for payments and transactions. As far as employee benefits are concerned, they are not available with this bank.

However, the employee will find this surprising as there are other banks that offer similar employee benefit packages.

The services offered by Commercial Bank of Dubai are quite good and commendable, but some people have questioned the manner in which the bank charges its customers.

There are various reasons for such a criticism.

One might point out that this kind of critique is bound to occur when a new bank comes to the market and thus needs to earn a share of the market share. In order to do this, the bank needs to offer services that attract customers.

For example, it might be accused of offering inferior services, if it were to launch a new branch in a particular area, with the same services as those being offered by other banks in that area.

Instructs its employees

Another point of criticism is related to the manner in which the Commercial Bank of Dubai instructs its employees. These employees are supposed to complete the services to the satisfaction of the customers.

If anything goes wrong with the services, then it is the duty of the customer service representative to let the customer know about it. However, it is not the duty of the bank to ensure that the customer has been satisfied.

Customer Service Representatives

The Commercial Bank of Dubai has set up customer service representatives, who are expected to meet the customers on a daily basis and instruct them on how to go about availing the various financial services.

These representatives are supposed to carry out what the bank tells them to do. However, the customers have a right to question these representatives, especially when they do not understand.

The bank staff is supposed to take care of such queries and explain them to the customer. When a query arises, the customer can clarify it and ask the question to the financial representative, who is supposed to give appropriate and correct answers.

Customers should be wary of transactions that seem to be impossible or are too complex to understand. This can be used to their advantage, though. If a customer finds a transaction too complex and difficult to understand, then he can approach the banking services provider for clarification.

If the bank is unable to clarify the issue, then the customer can approach another branch of the bank. The banks have a system, through which they help customers get their money’s worth.

Financial Services

The financial services provided by the Commercial Bank of Dubai (CBD) are very impressive. They cater to a variety of customers including business people, individuals, multinational companies and international firms. These services also include online banking and mobile banking.

There are separate banks for commercial purposes, which are being established in various parts of the city.

In order to get the best services from this bank, customers need to follow the rules and regulations imposed by the banking association. This will ensure that customers enjoy maximum benefits and minimize inconvenience. The Commercial Bank of Dubai strictly enforces compliance to the highest standards.

To attract more clients, they offer attractive offers and discounts. They also offer online banking so that customers can manage their accounts easier.


  • What is the Swift code of Commercial Bank of Dubai?
    The Swift code of Commercial Bank of Dubai is CBDUAEADXXX
  • What is the Commercial Bank of Dubai helpline?
    600 575 556
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